Commercial Insurance

Commercial Business Owner Policy (BOP) Insurance

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A Commercial Business Owner Policy combines business property and business liability insurance into a single business insurance policy. A BOP can offer protection against perils such as fire, theft, wind, and lightning, while also providing protection against unique business risks. Whether you own, lease, or operate your business from home, business owner insurance safeguards your business in various unexpected situations involving your business premises and the personal property owned by your business.

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Commercial Auto Insurance

 

Business auto insurance safeguards you and your business in various situations involving a vehicle. The liability coverage within your commercial auto policy can help shield your assets if one of your employees is at fault in an accident while driving your business vehicle. Property liability coverage helps protect you from shouldering the expenses for the repairs or replacement of another driver's car. Uninsured/Underinsured coverage protects you in the event you are hit by a driver who lacks insurance or carries insufficient insurance to cover the damages to your vehicle.

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Commercial Building/Apartment Insurance

 

Commercial building/apartment insurance encompasses coverage for the building and other structures attached to it. This insurance can provide business income to replace the net income that would have been earned if a loss had not occurred. It may also cover income losses due to your property becoming uninhabitable due to a covered peril. Additionally, this insurance offers liability coverage and building coverage up to the selected limits.